Privacy Policy
Introduction
Welcome to https://cannabis-business-loan-denver.bloghostess.com (hereafter referred to as “CBLD,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal information. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, and disclosure of data in compliance with various international privacy laws, including but not limited to:
- Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
- Quebec Law 25 on the protection of personal data in the private sector
- The General Data Protection Regulation (GDPR) of the European Union
- Brazil’s General Data Protection Law (LGPD)
- California’s Consumer Privacy Act (CCPA/CPRA), California Privacy Rights Act (CPA)
- Colorado’s Privacy Act (CPA)
- Utah’s Consumer Sales Privacy Act (UCPA)
- Connecticut’s Connecticut Data Privacy Act (CTDPA)
- Virginia’s Consumer Data Protection Act (VCDPA)
- South Africa’s Protection of Personal Information Act (POPIA)
Scope
This Policy applies to all aspects of our online presence, including but not limited to:
- Our official website at https://cannabis-business-loan-denver.bloghostess.com
- Any mobile applications or services associated with CBLD
- Online forms, surveys, and interactive features on our platform
- Services accessed through links or integrations with third-party platforms
Please note that this Policy does not cover the practices of external sites or services linked from our website. Each of these third-party platforms has its own privacy policies, which we encourage you to review.
Processing Activities
This Privacy Policy guides how we interact with users when:
- You sign up and use our applications or services as an authorized user.
- You visit and navigate through our websites linked to this Policy.
- You receive communications from CBLD, including newsletters, promotional emails, phone calls, or text messages (SMS).
Personal Data Collection
We collect various categories of personal information (hereafter “Personal Data”) to enhance your experience with CBLD and provide personalized services. The types of data we gather include:
- Account Information: Details required to set up and maintain your user account, such as name, email address, and password.
- Payment Information: Credit card or banking details used for transactions on our platform.
- Financial Information: Data related to your business finances, including income, expenses, and loan-related information.
- Purchase Information: Records of products or services accessed or purchased from CBLD.
- Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, mobile phone numbers, or device tokens.
- Location Data: Geographic location data provided by your device when using our location-based services.
- Feedback and Reviews: Comments, suggestions, or ratings you choose to share with us.
- Social Media Information: Details obtained from social media platforms when you connect your accounts to CBLD.
- Product Interest: Information about products or services that you show interest in on our platform.
We collect this data through multiple channels: user inputs, interactions with our applications and websites, tracking technologies (like cookies), and third-party sources who provide us with aggregated or de-identified data.
Cookies
CBLD uses cookies to enhance user experience and gather analytics. Cookies are small text files stored on your device that serve various purposes:
- Strictly Necessary: These ensure basic functionalities, such as allowing you to log in and navigate through our sites securely.
- Preference: Cookies store settings and preferences to personalize your experience.
- Analytics: They help us analyze user behavior and trends, enabling us to improve our services.
You have control over non-essential cookies through our built-in Cookie Manager, allowing you to manage or opt-out of specific cookie categories.
Retention and Deletion
We retain Personal Data for as long as necessary to fulfill the purposes described in this Policy or as required by law. The retention periods vary depending on the type of data and its usage:
- Account information is typically kept for as long as your account remains active, and we may retain some data even after account termination for legal or administrative reasons.
- Financial and transaction records are retained for tax and accounting purposes, usually for a period of 7 years.
- We may anonymize aggregated data and use it indefinitely for analytics and business development.
When you request the deletion of your Personal Data, we will honor that request unless there is a legal obligation to retain specific information.
Your Rights
Depending on your jurisdiction, you have various rights regarding your Personal Data:
- Access: The right to request access to the personal information we hold about you.
- Rectification: The right to correct or update inaccurate or incomplete data.
- Erasure (Right to be Forgotten): The right to request the deletion of your personal information under certain circumstances.
- Restriction: Limiting the use or processing of your data for specific purposes.
- Portability: Receiving your Personal Data in a structured, commonly used format and transferring it to another controller.
- Objection: Objecting to the processing of your data for specific or all purposes.
- Non-Discrimination: The right to be free from discrimination when exercising any of your data protection rights.
To exercise these rights or if you have any data-related queries, please contact our Data Privacy Team at [email protected].
Changes to Policy
CBLD reserves the right to update or modify this Privacy Policy at any time. We will notify you of significant changes by posting a prominent notice on our website or through other appropriate communication channels. Please review this Policy periodically for updates.
Contact Information
For any questions, comments, or requests related to privacy:
- Email: [email protected]
- Mail: Privacy Team, CBLD, [Provide Address]
